Welcome to The Logical Investor, where we unravel the complexities of finance and investing with a logical approach. From insightful superannuation strategies to in-depth analyses of ETF investments, we cover a spectrum of topics to empower you on your financial journey. Explore expert advice and practical insights that extend beyond specific niches, guiding you through the broader landscape of general finance and intelligent investing.
Shares & ETfs
VGS vs QUAL: The Best Diversification ETF vs Quality Index
Investors seeking to gain exposure to international markets are spoiled for choice in Australia. A number of options exist, from purchasing individual shares to ETFs and mutual funds. ETFs have become the go-to investment vehicle for many, driven by their low cost, no-hassle, and frankly straightforward approach to getting you into the market. In this…
NDQ vs FANG: Which Tech ETF Is Right For You?
In 2023, American Tech companies, particularly those investing in artificial intelligence, saw remarkable market success. The BetaShares NASDAQ 100 ETF, NDQ alone gained a whopping 53.39%, while Global X FANG+ ETF, FANG surpassed it with a staggering 96.17% return [1]. This article offers a side-by-side comparison of NDQ and FANG using Yahoo Finance and Morningstar…
NDQ vs VGS: Harnessing Tech Potential And Global Opportunities
International investing has been profitable for Australian investors in recent years, particularly with the US experiencing a bull market since October 2022[1]. With substantial gains, investors have turned to options like NDQ to capitalize on this growth, with notable performers like Nvidia boasting a 277.16% increase within the past year[2]. In this article, we will…
Property investing
How To Start Investing In Property In Australia
Are you considering buying an investment property but don’t know where to start? Here are 10 quick steps to help you on your real estate investing journey, based on my personal experience of buying my first investment property at age 30. Australian real estate investing has some significant advantages in terms of both generating a…
How To Buy Investment Property with Equity
Purchasing an investment property with equity is a very common strategy amongst investors. Equity is the difference between the value of the property vs the outstanding loan amount. An investor leverages the difference between these two values to purchase an investment, using this as their deposit. How to use Equity to buy investment property Equity…
How To Calculate Rental Yield
Understanding rental yield is crucial when evaluating investments. There are two methods to calculate rental yield: Gross rental yield and Net rental yield. Learning how to calculate rental yield informs you about the potential profitability of an investment. Similar to your salary, which consists of gross pay and net pay, a property’s gross rental yield…
Personal Finance
How To Invest $1000 In Australia – 7 Different Ways
Looking for different ideas on how to invest $1,000 in Australia? In this article, we will cover some ideas you can start today. Some of these are straightforward and can be done in a matter of minutes or hours. Others are more long-term and require some thought and preparation. So let’s dive into 7 ways…
Best Performing Super Funds Over 10 Years
Comparing superannuation funds can be needlessly complicated, as important information is often buried or difficult to access. Fees are commonly presented in a mixture of dollars and percentages, further complicating the comparison. Furthermore, comparing fund performance is made even more challenging due to variations in reporting frequency and data availability. For instance, some super funds…
What Happens If I Have More Money in My Offset Account Than Loan
Offset accounts are great financial tools that can significantly reduce the interest you pay on your home loan. These accounts are designed to help homeowners save money by using their savings to offset the balance of their mortgage. But what if you have more money in your offset account than the remaining balance of your…
